Meet Teina and Stefen

They are pioneers as they come from families who are generational tenants, but recently they have broken the mould to become first home buyers. Plus, the road they had to take to achieve their property dream was over 90% borrowing via the first home loan sponsored product offered by Kāinga Ora (Housing NZ) which isn’t a walk in the park, as the hoops they had to jump through were of circus act proportions. In other words, government could do a better job helping people into their first homes. So, what this young family have achieved is significant.

When we met to discuss the loan structure their motivation was not to be tenants and to provide a stable home environment for their son. What other motivation does a parent need to provide a permanent roof over their child’s head regardless of how hard it was to achieve the goal? Teina and Stefen had a goal which a lot of people in similar circumstances would think was unattainable, but they persisted, and boy did they persist but at the end of the day they won.

Congratulations for purchasing your first house.

About us

dm consult mortgages + insurance was established off the back of “doing the right thing” by the clients. We help you by establishing what your financial situation is, what you require, and how we can help you achieve this. Based on our findings, we act on your behalf to approach lenders to attain your goal of property ownership (mortgage), business finance, refinancing from your current bank, refixing your mortgage, top ups to your current lending for smaller loans...


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