Welcome to DM Consult

DM Consult Mortgages + Insurance was established off the back of “doing the right thing” by the clients we help to get into their next home in Hawke’s Bay.

We value you and your needs which means you get the financial solution that best suits you from our selection of Home loans, Business loans and Insurance providers. This is safeguarded by adherence to financial standards and finance industry legislation.

Darrin McCormack is a member of professional finance industry organisations being the PAA (Professional Advisors Association formerly the New Zealand Mortgage Brokers Association (NZMBA)) and the FINSIA (Financial Services Institute of Australasia).

Each client is provided with a Disclosure Document that includes details of their personal adviser’s qualifications and organisational memberships, their industry and experience, how we service client’s needs, and how they are remunerated.

DM Consult Mortgages + Insurance has a new radio jingle. Use the player below to have a listen!

Darrin McCormack, Hawke's Bays most trusted mortgage and insurance adviser
Find out why you should speak to Darrin about your mortgage and insurance before you speak to anyone else.
Brad Collett (BCIA Limited)
Brad Collett Insurance Adviser

What Darrins Clients say

Very likely to recommend Darrin. He was easy to talk to and helped me understand the process. Please give him a pat on his back from me.

100% recommend Darrin. He is friendly and easy to talk too.

Highly likely to recommend Darrin. He was very helpful and very knowledgeable.

It was great and I would recommend Darrin's service. He was very helpful.

We do recommend Darrin. We love how we don't have to go into a bank. There is no stress with Darrin and we can get an appointment with him easily.

Ngaio Lewis - Office Manager

What Darrins Clients say

We had a loan approval within a matter of days at a tricky time of year and with tight time constraints.

Sure we would recommend Darrin. He is always available and returns our calls when we have questions.

Darrin goes out of his way to find the best possible options to accommodate his clients.

Darrin was friendly, honest, professional and made us feel at ease during the process of obtaining our first mortgage.

I work in real estate so I do recommend Darrin. What I like is that he gets on with it and does a good job.


darrinDarrin McCormack worked in banking for 17 years before moving on from ANZ Bank in 1999 to establish a well know Mortgage Brokering brand in Hawke’s Bay.  It is here that he became one of their top brokers nationally.

Darrin has helped over a thousand Hawke’s Bay residents to secure over $300 million of finance for housing purchases, building loans, top ups and business loans.

Darrin’s business focus is totally client focused, which means he will do the right thing by you!

He has accumulated a vast amount of knowledge about mortgages and insurance during his career and is now going it alone.

Having gained a reputation for always putting his clients first and being honest, the future is looking very bright for those who chooses DM Consult.


We will meet with you to identify your finance needs and give you options that best fit your circumstances from our selected lenders suppliers.  We will do the leg work for you to arrange finance for you.

bank First Home Buyers

Buying a house can be stressful.  We will take the stress out of the process for you.  Having helped many first home buyers in the past we know how to get a result for you.
We will meet with you to identify your finance needs and give you options which best fits your circumstances.  We will do the leg work for you to arrange finance with the lenders .

calc Re-Fixing or Refinancing

We will have a look at what's available in conjunction with your financial position to come up with the rate option which best suit you, without the pressure of the lender wanting you to make a decision. "This is about you, not a lender meeting their sales targets."

We Can Help With...

  • Loan structures
  • Business Loans, Bridging Finance
  • Loan Top Ups
  • Mortgage Tips


Lenders I use

avanti anz asb
bnz bettermort coop
tsb-logo dbr resimac
sbs sovereign westpac

wallet Buying or Selling

It’s a great idea to have a friendly chat you your DM Consult adviser as part of the Buying and Selling process. Just because you have a loan with a lender already, doesn't necessarily mean its a forgone conclusion when you want to buy your next property.  We will reassess your financial position and seek a conditional approval for you even before you place your current property on the market, which means you have an idea of what you can borrow for your next purchase.

chart Interest Rates

There are a multitude of options: floating or fixed rates, some low and some higher, special offers (carrots) - but what do they all mean in relation to your specific needs.  Is the lowest rate the best rate for you?  Is the special offer (the carrot) going to help achieve your financial goals or not?

  • Does your circumstance allow you to get the best or special interest rate?
  • What do you need to offer the lender to qualify for the special offer?
  • Is refinancing to another lender chasing the best interest rate and the dangling carrot really going to help you with achieving you financial goals?

This can all be very confusing for a prospective borrower, so give DM Consult a call to discuss your financial needs and goals in relation to interest rates.


Think about what you would do if the worst should happen…

How would you keep your home if you should lose your job?  Would your family be able to stay in the home if you were no longer there to support them?  What would you do if you had a critical illness that prevented you from going back to work?

What would happen if your spouse died?
It’s not nice to think about, but you will need to think about how this would affect you when it comes to insurance and protecting your loved ones and family assets.

What Insurances are there?

cross Life Insurance
Life Insurance provides a lump sum in the event of your death, that can be used to repay your mortgage, or gives an extra amount to cover the income that your family will lose without you around.

crossPermanent Total Disablement
Pays a lump sum in the event of disability and being unable to work further.  This can be purchased as a standalone or as an add on to Life Insurance.

crossIncome Protection
Provides an income if you were unable to work due to accident or illness, and in some cases if you were to be made redundant.  The income can help continue paying your mortgage and debts.

crossTrauma Cover
Trauma Insurance provides vital financial protection and helps give you peace of mind if the unexpected happens. It helps you, and those closest to you, work through this time more easily and preserve what's most important in your lives together.

Insurance provider I use



WIN a Stressless Recliner from Danske Mobler

October 4th 2016 Obtain a loan from DM Consult Mortgages+Insurance and settle before the end of February 2017, to be in the draw to win a Stressless Recliner from Danske Mobler. Click here to download an Entry… Read more

The Profit - Debt Reduction

February 8th 2016Darrin is once again featuring in the latest Feb-April 2016 issue of "The Profit".  This time Darrin's words of wisdom give advice on debt reduction, and how to remove the media hype from other… Read more

DM Consult Hitting the Headlines

August 3rd 2015DM Consult's Darrin McCormack has been featured in The Profit magazine. Darrin explains the benefits of using a mortgage advisor. "I am an intermediary between you (the client) and the Lender… Read more


I would like to thanks Darrin for an outstanding professional work, it was an amazing dealing with DM consult's, have never thought that we would meet any professionals since we had bad experiences in past. Darrin and team you all are one of the best people to deal in Hawkes Bay. He is actually extremely focused, sharp, smart and dedicated to his work. Must say a professional in a true sense. He knows what actually clients are looking. Time management is fantastic, we weren't expecting that our mortgage will be done in week time. Spending time in his office first time he made all our doubts clear and look today we own our home sweet home and all credit goes to Darrin and team. Nancy and I are really short of words so must say thankyou again, eventually DM consults will be our choice forever, m for sure will recommend to everyone. Thanks to Ngaio aswell. Many more business to do with you in future !! Darrin and team you deserve KUDOSSSSS!!!!??

Ritvick Shirkot

Darrin of DMConsult is amazing! The entire mortgage process was a breeze. Darrin took the time to explain everything in a simple, manner of fact way that left you feeling confident and empowered with the lending process. Thank you for taking time out of your evenings (yes after hours) to meet with us, you truely made buying our first home a very positive experience. Warmest regards, Phil and Cass

Philip & Cassandra Marker


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Contact Details

Tel: 06 877 0271

Mob: 0274 763816

Email: darrin@dmconsult.co.nz

Postal: P.O Box 450, Hastings 4156

Office: Level 1, 1 Napier Road, Havelock North 4130

Facebook Posts

A nice review from Sonja and Al Van Seventer, thank you.

Darrin is a genuine realistic guy who has extensive knowledge of different lenders policies, which is invaluable when tailoring a mortgage to suit. Really happy and would definitely recommend going through Darrin rather than directly approaching lender - better deal and less hassle!
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Meet Debb.
She was referred to dm consult by her son Kurt. Debb was offered a property by her mate which was an offer she couldn't turn down. The process wasn't easy but Debb was prepared to jump through not a half dozen, but a dozen hoops, to achieve her homeownership goal. She is now the proud owner of a house. Congratulations and cheers!
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